Programs | Safety Dividends

Make a commitment to safety and be rewarded for it.

Earn money back when you build a culture of safety.

We believe that when you work hard to build a safe workplace, you should be rewarded. Our Safety Dividends program rewards you when you have demonstrable safety programs in place, and when you and your employees succeed in reducing injuries.

To us, it’s all about building a company culture where everyone feels both responsible for safety and empowered to do something about it.

Getting started is easy.

We’ve created a simple toolkit to introduce you to the basics of making safety a priority in your company. Click here to download our free Safety Dividend Resource Kit, which can help improve workplace safety.

MEM policies of all sizes are eligible for safety dividends, as long as their loss ratio is less than 50 percent. Policies must be current, with no pending audit disputes, and have been in effect for at least six months.

Take our safety self-assessment.

Are you a current policyholder with a premium of $50,000 or less? To earn a dividend, you must take our short assessment and meet loss experience requirements. Start your self-assessment now.

If you’re a policyholder with more than $50,000 in premium, get in touch with our Safety and Risk Services team to take the next step toward earning your dividend.


Questions about safety dividends?
View the FAQs.