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We know that every industry has unique risks. Employees in safe workplaces who have the knowledge to navigate on-the-job risks can do their jobs confidently. They’re happier, safer, and healthier – and that’s good for business. Every policy is packed with value at Missouri Employers Mutual and Previsor Insurance.  

Real people here to help

Caring is one of our core values. Our Customer Care team are ready to assist you with everything from policy questions to billing. If your question is more specific, they can also connect you with the correct claims, safety, or audit professionals at MEM.   

Our Customer Care advocates are available Monday – Friday from 8 a.m. – 5 p.m. via phone, email, or chat. Contact them with your questions at 800.442.0593,  customercare@mem-ins.com, or online. 

Unmatched training resources

Our Safety and Risk Services (SRS) team can provide consultations on improving your business operations, and safety information, point you to resources, or connect you with customized training.  

We’re here to educate our policyholders and help you achieve your safety goals with safety services that set us apart, such as:  

• Unmatched access to experienced safety and health professionals  

• Safety Grant program 
• Comprehensive safety program consultation  
• Customized in-person and virtual employee training  
• Exclusive Learning Management System (LMS) access 

For more information on safety training for your business, contact SRS at safety@mem-ins.com. 

Methods that save you more money

We want you to pay premiums based on your actual payroll and exposure. We pair expert consulting with flexible payment options to save you more. 

Yearly audits ensure you pay the right premium for your work comp policy. Our consultants conduct audits virtually and in-person. We walk you through any key differences and generate an Explanation of Audit (EOA) with the final premium determination and any adjustments to payroll or class codes. Our premium consultants are here to help you through the process and to ensure the process is valuable to your business. 

Policyholders can take advantage of easy renewals and Auto EFT payment plans, with no installment fees and flexible scheduling options. To enroll in an Auto EFT payment plan and take advantage of no installment fees and flexible scheduling options, log in to our portal. Access the Auto EFT Enrollment form by clicking Resources, then Forms.  

Make the most of your policy today. Questions? Contact Customer Care at 800.442.0593 or customercare@mem-ins.com.