3 Reasons Businesses Choose Missouri Employers Mutual for Their Workers Compensation Insurance

April 26, 2023 • Missouri Employers Mutual

We see workers compensation differently. Coverage is about more than the price you pay, and MEM provides more than a policy. Our promise is to provide you with the services and resources you need to help every employee go home safely at the end of the day.

See the top three reasons other businesses consistently choose MEM for their work comp needs:

1. We Know Work Comp

For 28 years, we’ve been creating safe, healthy and injury-free workplaces. Headquartered in Columbia, MEM is Missouri’s No. 1 provider of work comp insurance, with nearly 15,000  policyholders covering more than 185,000 lives.

We work where you work, with employees throughout the state; MEM’s work comp professionals are better able to serve you. We take pride in our exceptional service and availability for businesses. MEM writes business in almost all 600 NCCI class codes, premium sizes from less than $1,000 to more than $1 million, and businesses in every county in the state of Missouri.

We provide quick, effective, and personal service that meets the unique needs of our policyholders. Since 1995, we’ve built our reputation on service and stability. Time after time, it gives us the confidence to say: when you need us, we’ll be there.

2. We have Unmatched Claims & Cost Management

MEM’s prompt, personal claims service is unmatched. Our outstanding medical network and innovative programs, including nurse case management, pharmacy benefit management, and return to work, were designed to help lower medical costs and provide the best outcomes.

At MEM we get to know your business and help you develop a plan to reduce your work comp cost and increase workplace safety.

MEM helps you lower your e-mod and receive the most value from your work comp insurance. This value is why it’s so important to choose a work comp carrier seeking a long-term partnership.

After just one year, our policyholders reduce their premium not just once but for good.

3. We are Invested in Safety

At MEM, we know safety doesn’t just result in fewer claims. It saves lives. That’s why we deliver more workplace safety resources than other carriers. All we do is work comp, so we know how to keep people safe.

Our vision of safe, healthy, injury-free workplaces is at the heart of what we do. We know that every industry has unique risks. Employees provided with a safe workplace and the knowledge to navigate those risks can do their jobs with confidence. They’re happier, safer, and healthier – and that’s good for business.

Our Safety and Risk Services team can provide consultations that:

  • improve your business operations,
  • review your safety information,
  • share resources with you, and/or
  • connect you with customized training.

We’re here to help you achieve your safety goals.

For more information, contact us at

April 26, 2023
Missouri Employers Mutual
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