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Work Comp for the Healthcare Industry: 3 Things You Need to Know
Healthcare organizations vary greatly from one entity to another. From hospitals and physicians to ambulance districts and home health agencies, each one provides drastically different services. What is the best…
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Prices on the Rise: How Inflation Affects Work Comp Coverage
Most consumers are seeing an eight to ten percent increase in the cost of goods and services compared to last year. This rise in price is called inflation, and buyers…
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Work Comp for Municipalities: 3 Things You Need to Know
At Missouri Employers Mutual, we have extensive experience writing and servicing municipal organizations. Municipalities are responsible for several types of public services. As a result, there are unique challenges when…
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Prospect Visits: Ensuring Safety of Potential Policyholders
A risk assessment is designed to efficiently document: Who the risk is Basic operations Business class Basic employment practices Hazards and applicable controls Claims management processes Effectiveness of safety and…
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Regulations vs. Compensation: How Safety Rules Affect Work Comp Benefits
Work comp is a valuable form of protection. It provides coverage for medical care, lost time and other vital expenses. However, safety regulations are closely tied to work comp benefits.…
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Scheduled Rating Credits: Putting Money Back in Your Pocket for Going Above and Beyond
How are you going above and beyond for your employees? Do you go the extra mile to keep them safe? A scheduled rating credit is a method insurers use to…
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The History of Safety: Gaining New Perspectives for the Future
Centuries of safety history have taught us how to keep people safe on the job. We create new safety rules. Employees are equipped with better gear. Smoother processes are put…
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Separation of Payroll by State 101
Are you a business owner with employees working in several states? If you have employees working in multiple state locations, separate payroll records must be maintained for each one. Our…
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Work Comp Quote 101
Getting a workers compensation quote can be intimidating. But it doesn’t have to be. Watch this video as Mindi Markt, an MEM underwriter, explains what you need to know and…
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Challenging Class Codes: Classify a Business with Confidence
As a producer, classifying your clients correctly is imperative. Some classification codes can be tricky and getting it right can keep your clients from owing more premium in the future. …
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