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SafetySMARTS

Pursuing workplace safety is a smart, proven, results-oriented decision. SafetySMARTS is a portfolio of initiatives that reduce both injuries and costs. Learn more

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  • Choosing Your Work Comp Provider: Four Qualities to Look For

    04/11/2017

    Workers compensation insurance is considered a necessary evil for many employers in Missouri. It is required in Missouri for one simple reason: to protect employees and employers. The “no-fault” coverage protects both parties when an employee is injured on the job. Employees are provided medical treatment for their injuries at no cost and reimbursed for lost wages if they are unable to return to work during recovery. The employer, in turn, is protected against lawsuits due to injuries.

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  • New Hires Shouldn't Mean New Injuries

    03/27/2017

    You hire new employees with the intent to maintain or increase your production and profitability, and not to increase your workplace injuries. Unfortunately, safety in the workplace is often overlooked on the new hire checklist. In fact, 40 percent of injured employees have been on the job less than one year (Occupational Safety and Health Administration). You can reduce your new hire risk and work comp expenses without increasing your business expenses.

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  • Telehealth Services Save Time and Money

    02/23/2017

    Health care costs in the US are rising, and work comp expenses have reflected this rise. Fifteen years ago, medical claims represented half of total claims costs—the other half was indemnity. Today, medical outweighs indemnity by almost 20 percent. While there is little business owners can do about the rising expense of health care, they can manage medical costs. One method is implementing telehealth technologies.

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  • Recent Study Shows Three out of Four Drivers Improve Driving with Collision Avoidance Technology

    11/17/2016

    Missouri Employers Mutual partnered with the MU College of Engineering for groundbreaking research on the effect of collision avoidance technology (CAT) devices on drivers’ behavior. The research provides valuable insights about decreasing vehicle accidents, which are the number one way to die on the job in the United States. Learn more about the study and how CAT devices can effect safety on the job.

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  • OSHA Ruling Brings Changes to Post-Incident Drug and Alcohol Testing Boundaries

    11/01/2016

    The Occupational Safety and Health Administration (OSHA) recently recommended changes to workplace post-incident drug and alcohol testing practices. The changes provide boundaries around employer post-incident drug and alcohol testing. The new regulations go into effect Dec. 1, 2016 so now is the time to learn more.

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  • Is 3D Printing Safe?

    Thu, 25 May 2017 16:47:00 +0000

    A new study published in the Journal of Occupational and Environmental Hygiene explores the potentially harmful VOCs found in the 3D printing process.

    A decrease in price and an increase in interest in three-dimensional (3D) printers have resulted in more of them in the workplace and in homes. However, questions surfacing about potential health effects of using this technology.

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  • Worker Sucked Into Long Island Cesspool

    Thu, 25 May 2017 14:18:00 +0000

    A cesspool collapsed at a home on Long Island, consuming the front yard and part of the driveway of the home and killing a worker who was in the wrong place at the wrong time.

    Edward Sinnott, a 59-year-old worker, was sucked into a collapsing cesspool on May 24, resulting in an hours-long, unsuccessful rescue effort. Another worker nearly was sucked in when the sinkhole developed around 1 p.m., but managed to grab onto construction equipment.

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  • OSHA: Republic Steel Exposed Employees to Excessive Lead Levels

    Wed, 24 May 2017 17:44:00 +0000

    Canton, Ohio automotive steel manufacturer Republic Steel is cited for repeated and serious violations after failing to guard machines, lack of lockout/tagout devices and exposing employees to lead.

    A maintenance worker at Republic Steel, an automotive steel manufacturer, suffered severe injuries because the company failed to guard machines and provide lock-out devices, an OSHA investigation found.

    The Canton, Ohio-based manufacturer faces $279,578 in proposed penalties after the agency’s investigators found workers at its plant were exposed to machine hazards and lead.

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  • Workplace Change Contributes to Distrust of Employers and Chronic Stress

    Wed, 24 May 2017 15:03:00 +0000

    U.S. workers who have been impacted by workplace or business changes are more likely to report chronic stress and are less likely to trust their employers.

    The good news is, 78 percent of U.S. workers report average or better levels of work engagement, as characterized by high levels of energy, being strongly involved in their work and feeling happily engrossed in what they do, with the largest group (47 percent) having an average level of work engagement. Employees experienced higher engagement when they had more positive perceptions of their employer’s involvement, growth and development and health and safety practices.

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  • Heather Von St. James: Why I Fight

    Tue, 23 May 2017 14:32:00 +0000

    Heather Von St. James was diagnosed with mesothelioma three months after her daughter was born and was given 15 months to live. She fought back and over the last 11 years, has dedicated her life to fighting for a ban on asbestos. This is her story, in her words.

    “Was your dad a miner or did he work in construction of any kind?”

    These are not the typical questions that you get from your doctor when you’ve just been diagnosed with cancer. But I was being asked those questions for a reason. I was 36 years old and found out I had a nefarious and rare cancer called mesothelioma, the cancer almost always caused by asbestos exposure.

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