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We are MEM, your workers compensation partner.

And by partner, we mean we’re dedicated to exceeding your expectations when it comes to work comp.

With MEM, you get more than just coverage.

We’re your partner in workplace safety and success. Let’s work with confidence to create safer, stronger businesses.

What makes us different?

Preventative safety solutions

We provide resources to help you customize and enhance your safety programs.

Unmatched industry expertise

Work comp is all we do, so we do it very well.

Personalized and attentive claims care

Our experts streamline the claims process and prioritize the best outcomes for every injured worker.

Because everyone deserves safe, healthy and strong workplaces.

We go above and beyond the basic work comp policy with expert services, tools, and resources – all delivered with a friendly face and commitment to doing things right. And if the unexpected happens, our claims and customer care are still the best in the business. 

If you’re looking for a partner who puts you first and fuels your business’s success, team up with MEM!  

Businesses served
of policyholders were injury-free

Let’s work with confidence together.

Work comp is mandatory business insurance that benefits businesses and employees. If an employee is injured or becomes ill on the job, it covers medical expenses, lost wages and vocational rehabilitation.

We’ve been the Missouri work comp leader for more than 30 years. We now provide coverage throughout the Midwest. Wherever you have exposures, we’ve got you covered — multistate coverage is available nationwide.

Map of MEM's presence

What does it mean to work with confidence?

Our customers know best.