Healthcare and Workers Compensation: A Complete Guide

Managing a healthcare organization can be stressful. Let us take something off your plate and help you navigate the world of work comp for your business! This guide will help you understand how workers compensation insurance and workplace safety impact your organization’s success.

On average, healthcare employees experience nearly twice the number of workplace injuries, compared to other industries. In 2020, healthcare employees incurred 753,900 nonfatal injuries and illnesses, according to the U.S. Bureau of Labor Statistics.

Common injuries in healthcare

Some of the most common healthcare related claims include:

Motor vehicle accidents

Home healthcare employees driving clients and themselves account for most healthcare motor vehicle accidents. Frequent employee driving accounts for more than 25% of all Missouri Employers Mutual‘s healthcare related claims.

Sprains and strains

Healthcare job requirements can lead to wear and tear and overexertion – from bending and lifting patients, heavy equipment, performing repetitive motions, or not getting enough rest following long shifts.

Slips, trips, and falls

These injuries occur when healthcare employees encounter wet floors, uneven walking surfaces, cluttered hallways, dim lighting, extreme weather conditions, or wear improper footwear.

Support employees’ mental health

Mental health is a crucial part of workplace safety for any organization. By supporting employees’ emotional wellness, your organization can improve job performance, boost productivity and reduce absenteeism. Learn how to create a culture of care with our collection of mental health resources.

Save on claim costs by putting safety first

Investing time and resources into safety now can provide a big return later. We’re committed to supporting healthcare businesses in keeping their employees safe. Ready to take the next step to prevent injuries? Browse our free resources to avoid the top risks in your industry.