Earn your return on safety.
We support our policyholders in developing and implementing comprehensive safety programs — beyond the safety and risk services we provide as part of a workers compensation policy. One way we’re able to do this is through an endorsement*, an addition to an existing insurance policy.
We also offer several programs through third-party service providers to make safety simpler.
In some cases, policyholders may see discounts on program pricing from the third-party service provider.
Ready to get started?
Contact our Safety and Risk Services team.
OralTox® Rapid Oral Fluid Drug Testing
Substance use is present in the workplace. An alcohol and substance use policy informs employees of the expectations in a drug-free workplace. Quick and efficient drug testing keeps them accountable for that policy.
We partner with Premier BioTech to provide end-to-end drug screening solutions that are accurate and efficient for employers.
Learn more about OralTox® Rapid Oral Fluid Drug Testing by contacting Amy Wimer at 610.360.8710 or awimer@premierbiotech.com.
WorkSTEPS post-offer employment testing
Post-offer employment testing (POET) can help reduce new hire injuries by determining if a prospective employee is physically capable of performing a job.
We partner with WorkSTEPS to make POET more affordable for policyholders. With POET, your company may:
- Reduce lost work days
- Reduce on-the-job injuries
- Boost productivity
- Increase employee retention
- Lower turnover costs (hiring, training, etc.)
- Reduce your e-mod, lowering your premium
DISA screening solutions
Safe employees start as quality hires. Like POET, a background screening can be an important part of hiring the right person for the job.
Through our partnership with consumer-reporting agency DISA, policyholders can obtain background checks on prospective employees and other services.
Learn more about DISA by contacting Jeff Sosic at 330.741.4416 or at jeff.sosic@disa.com.
IntegrityFirst pre-hire overt behavioral tests
The IntegrityFirst test is a pre-hire overt behavioral integrity test used to prevent high-risk job applicants from being further considered in the hiring process.
Businesses administer IntegrityFirst pre-interview, so hiring managers can avoid wasting time vetting candidates who engage in high-risk behaviors such as drug and alcohol abuse, theft, hostility or lying.
MEM policyholders will have their initial set up fee waived and a discounted rate on screenings.
Next steps.
To learn more about boosting your return on safety with any of these programs, contact our Safety and Risk Services team.
*Effective April 1, 2019, an endorsement for Non-Insurance Goods and/or Services is included on all Missouri Employers Mutual and Previsor Insurance policies. The endorsement reads as follows:
From time to time, we may arrange for third-party service providers to provide discounted goods and services to our insureds for their commercial, safety and risk management needs. While we may arrange for these third-party service provider discounts, we do not warrant the merchantability, fitness, value or quality of any product or service offered or provided by these third-party service providers. Nor is there any inherent rate, premium or insurability consideration implied herein.
