Running a construction business can be stressful. Let us take something off your plate and help you navigate the world of work comp for your business!

Construction is one of the most dangerous industries in the U.S. In fact, in 2020, construction employees incurred 174,100 nonfatal injuries and illnesses, according to the U.S. Bureau of Labor Statistics. These injuries resulted in over 74,000 days away from work, according to the National Safety Council.

Common injuries in construction

Some of the most common construction related claims include:

Motor vehicle accidents

The frequent use of vehicles in the construction industry account for more than a quarter of all Missouri Employers Mutual’s construction related claims. These injuries are attributed to operating heavy machinery, distracted and reckless motorists speeding through work zones, and employees driving between work sites.

Slips, trips, and falls

These injuries occur when employees fall from heights such as roofs, scaffolding, ladders, and machinery. Employees may also fall into ditches, holes and trenches or trip over disheveled materials on a job site.

Sprains and strains

The physical nature of construction tasks, lead to tremendous wear and tear and overexertion on the body from lifting and performing repetitive motions.

Heat or cold exposures

Regular exposure to extreme elements puts construction employees at greater risk of heat exhaustion or hypothermia. They are also at risk of burns when working with electrical tools, exposed wires, dangerous chemicals, and other hazardous materials.

Support employees’ mental health

Mental health is a crucial part of workplace safety for any organization. By supporting employees’ emotional wellness, your organization can improve job performance, boost productivity and reduce absenteeism. Learn how to create a culture of care with our collection of mental health resources.

Save on claim costs by putting safety first

Investing time and resources into safety now can provide a big return later. We’re committed to supporting construction businesses in keeping their employees safe. We have unmatched claims expertise, with our staff averaging more than 24 years of claims experience.

Ready to take the next step to prevent injuries? Browse our free resources to avoid the top risks in your industry.

Safe driving

Driver smiles out car window
Policies
Defensive Driving
View sample policy >
Policies
Cell Phone and Driving
View sample policy >
Driver checks rearview mirror
Policies
Seat Belt Use Policy
View sample policy >
Posters
Seat Belt Use
View poster >
Blog Post
Safe Driving: 4 Tips to Prevent Crashes During COVID-19
Read now >
Line of Semi Trucks
Blog Post
MEM Partners with MDTA to Tackle Dump Trucker Safety
Read now >

Falls from heights

Roofer uses fall protection equipment
Blog Post
Prevent Slips, Trips and Falls at Work
Read now >
Blog Post
Fall Protection: How to Prepare Employees for Working at Heights
Listen to podcast >
Employee Uses Fall Protection Lifeline
Blog Post
Claims Wire: Falls from Heights
Read now >
Blog Post
Safety Emphasis Reduces Residential Construction Company Losses
Read now >
Blog Post
Stop Falls and Stand Down: Commit to Fall Protection in Partnership with OSHA
Listen now >
Resource Collection
Ladders Last Philosophy
View resources >

Slips and trips

Posters
Prevent Slips and Trips
View poster >
Blog Post
Equipment Improves Construction Subcontractor Safety
Watch video >
Caution Wet Floor sign on wet surface outdoors
Blog Post
Claims Wire: Slip Hazards Present Risk of Serious Injury
Read now >

Strains and sprains

Blog Post
Prevent Overexertion Injuries with Safe Lifting and Ergonomics
Read now >
Strains and Sprains podcast graphic
Blog Post
Strains and Sprains: Preventing Overexertion Injuries at Work and Home
Listen to podcast >
Blog Post
How Small Habit Changes Can Make a Big Impact on Sprains and Strains
Read now >
Blog Post
Identify and Prevent Injuries with Workplace Ergonomics
Read now >
Posters
Lifting Techniques
View poster >

More construction resources

Blog Post
A Crisis in Construction: Saving Lives with Suicide Prevention Measures
Listen now >
Blog Post
Workers Compensation and Subcontractors: Protect Your Premium When Hiring a Helping Hand
Hear discussion >
Blog Post
Trenching Safety: Digging Into the Safety Steps Employers Need to Know
Listen to podcast >
Open trench sign
Blog Post
Claims Wire: Trench Safety – A Return on Investment Case Study
Read now >
Blog Post
Electrical Safety: How to Shake Off Shock Risk in the Workplace
Listen now >
Blog Post
Preventing Heat-Related Illness on the Job
Read now >
Construction workers wearing PPE work on a job site
Blog Post
Emergency Planning for Construction Jobsites
Read now >

Work comp basics

Blog Post
Work Comp 101: Finding the Right Policy for Your Business
Hear discussion >
Group examines laptop screen
Blog Post
Choosing a Workers Compensation Company: 6 Things to Look For
Read now >
Blog Post
Foundations of a Workplace Safety Program (and Why You Need One)
Watch video >
Warehouse Employees with Forklift
Blog Post
8 Must-Have Safety Policies and How to Enforce Them
Read now >
Graphs and Data Reports
Blog Post
How to Lower Your E-Mod and Reduce Your Premium
Read now >
Blog Post
Safety Engagement: 3 Steps to Get Employees to Buy In to Safety Efforts
Listen to podcast >