MEM 2025 Annual Report
Building Business and Growing with Purpose
At MEM, we know everyone deserves a safe, healthy, and strong workplace. That’s why for more than 30 years our focus has been clear: help businesses operate safely and work with greater confidence. Whether it is keeping employees safe or walking with injured workers through recovery, our purpose shows up every day in the work that we do. With more than 200,000 covered lives, we partner with organizations of all sizes as their regional workers compensation carrier — bringing deep expertise, responsive service, and a genuine commitment to the employees and employers we serve.
Our Difference
By the Numbers
Businesses served
Covered lives
of policyholders were injury-free
Lost time claim count
in Safety Grants awarded
Businesses received Safety Grants
Employees impacted by MEM safety training
Average years of Nurse Case Management staff experience
Subrogation recoveries
Average years of Claims Staff experience
hours of volunteer time off available to MEM employees
of MEM employees volunteered
raised for charity by MEM employees
Key Financials
Safety: Realistic Training Lab Improves New Hires Outcomes with Home Health Employees
For new Direct Support Professionals, operating a patient lift in someone’s home for the first time is high stakes — for the employee and the client. Emmaus Homes, an MEM policyholder providing in-home disability support services, developed a hands-on training lab to reduce that risk before new hires ever step into the field.
Read how they standardized new hire training with a realistic, adaptive approach.
Compassion: Impact in the Communities We Serve
MEM and its employees contribute more than 4,400 volunteer hours annually, supporting more than 130 organizations across the communities where policyholders live and work. That commitment to the people and places we serve is part of what it means to be an MEM partner. See how we work to make a difference.
See how we work to make a difference.
Excellence: Building Possibilities for Careers in Skilled Trades
A strong, skilled workforce starts with a pipeline. MEM is a proud sponsor of Build My Future days, which reached more than 7,500 students across Missouri in the fall of 2025. Education is a core pillar of MEM’s Corporate Impact program, alongside promoting safety and improving health outcomes — priorities that matter to employers as much as they do to us.
These are the values that define who we are:
Safety
We prioritize safety so everyone can feel secure in the workplace.
Integrity
We are transparent and do the right thing — always.
Compassion
We empathize with others and act with genuine care.
Service
We are driven to help people.
Excellence
We are experts, but always striving to be better.
Latest MEM News
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- News Releases
MEM Invests $3.4 Million in Safety Grants to Drive Significant Reduction in Workplace Injuries and Claims
MEM reached a significant milestone in its relentless commitment to workplace safety:… Read more
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- News Releases
MEM Moves Forward as Private Mutual Company with Loss Portfolio Transfer to Safety National
MEM, a regional workers’ compensation insurance provider, announced it has completed a… Read more
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- News Releases
AM Best Affirms MEM’s Financial Strength with A- Rating and Preliminary Credit Ratings
AM Best has affirmed Missouri Employers Mutual (MEM) with a Financial Strength… Read more
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