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The Opioid Problem in America: How it Affects Work Comp, Employers and Employees
What is the most concerning issue in workers compensation? Rising prescription costs? Claims fraud? For many insurance providers and business owners, the answer is much darker: opioid misuse and addiction.…
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MEM and Missouri One Call System Reach Thousands with Excavation Safety Messages
For the ninth year running, Missouri Employers Mutual partnered with
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Five Simple Steps to Hire the Right Person
Hiring a new employee is challenging, but hiring the wrong employee is costly. Once the job description is written and expectations are set, it’s up to you to find the…
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Top on the Job Injuries, Resources to the Rescue
The first quarter of a new year gives businesses an opportunity to review the previous year and find ways organizations can be better Safety Fanatics. In 2017, Missouri Employers Mutual’s…
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Breaking Down Work Comp Premium Can Add Up to Savings
You might be curious about how insurance companies arrive at the number on your bill. It’s also important for you to understand the factors that influence your workers compensation premium,…
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Warning Signs of Work Comp Claim Fraud
Most work comp claims involve legitimate accidents and injuries, but the few that are fraudulent can impact everyone. The most common type of work comp fraud is employee claim fraud,…
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How Small Businesses Can Save Lives and Money: Three Programs That Deliver ROI in Workplace Safety
Workplace injuries and illnesses have a major impact on your bottom line. The U.S. Department of Labor Occupational Safety and Health Administration estimates that employers pay almost $1 billion per…
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New Hires Shouldn’t Mean New Injuries
You hire new employees with the intent to maintain or increase your production and profitability, and not to increase your workplace injuries. Unfortunately, safety in the workplace is often overlooked…
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Telehealth Services Save Time and Money
Health care costs in the US are rising, and work comp expenses have reflected this rise. Fifteen years ago, medical claims represented half of total claims costs—the other half was…
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Ergonomically Correct Means Fewer Injuries and Increased Productivity
Computer monitors that are too close, repetitive motion and muscle fatigue may seem low risk but the injuries that come with them can be permanent and costly. In fact, work-related…
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