Achieving injury-free workplaces is a goal we take very seriously. More than 25,000 nonfatal workplace injuries occur each year in Missouri. These accidents devastate families emotionally and financially, reduce productivity and drive up workers compensation insurance premiums. Missouri Employers Mutual is here to help you make your workplace safe.

As the state’s No. 1 provider of work comp, we know your business is unique. That’s why we use a consultative approach to evaluate and suggest cost-effective solutions that fit your business and safety needs. This approach creates successful partnerships aimed at preventing and eliminating injuries using our unprecedented WorkSAFE program.

To help you build and implement a successful safety program, MEM also offers a variety of safety seminars covering topics ranging from OSHA construction to defensive driving, fleet safety, risk management and more.

MEM has developed a growing list of initiatives that reduce both injuries and costs. We call this unique and comprehensive portfolio SafetySMARTS. In our never-ending effort to improve workplace safety, we’re committed to introducing new initiatives over time, and modifying or replacing components as we evaluate success with you. The following incentives and benefits are part of our SafetySMARTS program:

          -Nurse Triage: no-cost access to a nurse by phone for timely guidance on claims

          -Telemedicine: access to convenient and timely care for non-emergent injuries via
           video consultation

See how our safety portfolio can save your business money over time as you make your workplace safer and protect your most valuable asset–your employees.

Online Safety Resources
MEM is dedicated to the safety of Missouri workers and providing employers with the resources they need to achieve the safest workplaces possible. In fact we have dedicated an online community to just that— Your visit will connect you with downloadable safety related educational materials, expert insights and news.

Learn More
Contact us at or 1.888.499.SAFE (7233) to learn more about how educational opportunities can be developed to meet the specific needs of your company.

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Questions? Call toll free: 1-800-442-0593