Other States
Missouri Employers Mutual Insurance offers workers compensation coverage for policyholders' non-Missouri exposures. Coverage for exposures in all non-monopolistic states is offered through a fronting partnership with A rated Argonaut Insurance Company.
Underwriting guidelines Eligibility requirements The policyholder must be domiciled or headquartered in Missouri, with permanent or ongoing exposures in other states. The majority of the payroll exposure must be in Missouri, compared to any one other state's covered exposure. Premium payment Claims handling Account submission MEM
Questions?
To provide consistency, other states coverage follows MEM's underwriting guidelines. MEM staff underwrite workers compensation applications and have binding authority.
Other states coverage must be written in conjunction with new or existing Missouri coverage written by MEM.
The premium payment plan for the other states policy will be the same as the MEM policy except for policies with premium less than $1,000 which must be paid in full upon binding.
Argonaut Insurance Company services claims nationwide. Toll-free claims reporting instructions will be included with policies.
Accounts with other states exposures may be submitted to:
101 N. Keene St.
Columbia, MO 65201
Fax: 573.499.4208
Contact MEM with your questions about other states coverage at underwriting@mem-ins.com or 1.800.442.0593.