At Missouri Employers Mutual we are focused on one thing: our corporate vision of safe, healthy and injury-free workplaces. We’re proud that the number of MEM policyholders who go a full year with no injuries is steadily increasing. Last year, 86 percent of them were injury-free.
In our own offices, we’ve been injury-free for a while—10 years, to be exact! On July 11, we celebrated a full decade without a single lost-time injury in our four office locations across Missouri.Read more
Workplace injuries and illnesses have a major impact on your bottom line. The U.S. Department of Labor Occupational Safety and Health Administration estimates that employers pay almost $1 billion per week in direct workers compensation costs alone. In Missouri, more than 25,000 nonfatal injuries occur each year, devastating families emotionally and financially, reducing businesses’ productivity and driving up work comp insurance premiums.Read more
Workers compensation insurance is considered a necessary evil for many employers in Missouri. It is required in Missouri for one simple reason: to protect employees and employers. The “no-fault” coverage protects both parties when an employee is injured on the job. Employees are provided medical treatment for their injuries at no cost and reimbursed for lost wages if they are unable to return to work during recovery. The employer, in turn, is protected against lawsuits due to injuries.Read more
You hire new employees with the intent to maintain or increase your production and profitability, and not to increase your workplace injuries. Unfortunately, safety in the workplace is often overlooked on the new hire checklist. In fact, 40 percent of injured employees have been on the job less than one year (Occupational Safety and Health Administration). You can reduce your new hire risk and work comp expenses without increasing your business expenses.Read more
Health care costs in the US are rising, and work comp expenses have reflected this rise. Fifteen years ago, medical claims represented half of total claims costs—the other half was indemnity. Today, medical outweighs indemnity by almost 20 percent. While there is little business owners can do about the rising expense of health care, they can manage medical costs. One method is implementing telehealth technologies.Read more
Inspectors find machines at Carthage Specialty Paperboard Inc. that lacked safety guards, exposing workers to amputation risks.
A study of 7,300 workers finds those who primarily stood were twice as likely as those who primarily sat to suffer from heart disease during a 12-year period.
This year’s Safety Leadership Conference in Atlanta offers three keynotes that will help you guide your company toward safety leadership excellence.
The American Society of Safety Engineers (ASSE) will become the American Society of Safety Professionals (ASSP) after a 'historic' vote.
Engaged workers can lead to an increase in productivity and a positive impact on a company's bottom line.
Learn about workplace safety and how your business can save on insurance costs!
Slips, trips and falls...we will show you how to prevent them! Understanding and eliminating the causes saves employees' lives and protects your bottom line. Join us for an informative discussion on internal measures, policy development tools, and safety resources you can apply in your small business. Presented by safety experts from Missouri Employers Mutual.
At Missouri Employers Mutual, we are a safety company that just happens to provide workers compensation insurance. Our dedicated team of Safety Fanatics is always looking for ways to help Missourians eliminate injuries and reduce claims costs. To do that, we have to take a look inside work comp to see just how it works and the different components of it.
In this session, we will discuss the following:
-Understanding and Controlling Premium Cost
-The Basics of Safety
-How MEM can help You
Greater Ozards Center for Advanced Technology
125 N. Howell Avenue
West Plains, MO 65775